Renters' Insurance

listen to ‘Renter's Insurance’ on Audioboo

Renters’ Insurance is:

Renters’ insurance is much like homeowners’ insurance but for the personal belonging and often liability, depending on where you get it, of the renter because while the landlord may have insurance their insurance often only cover the building and not the belongings of the renter.

Renters’ Insurance Covers:

• personal belongings(furniture, televisions, computers, clothing, jewelry, etc.)
• break-in
• damaged by a fire
• damaged by severe weather
• If someone is injured during an accident in your home it can help protect you in the case a liability lawsuit.
• water damage
• Freezing of plumbing system
• other unforeseen circumstances your landlord's policy doesn't cover
•  

Why Someone Should Have It:

• landlord insurance only cover building
• people often underestimate the value of their things and they are often more valuable than they think
• unforeseen circumstances

Often Get Discounts For:

• interior sprinkler systems
• staff responsible for watching who comes and goes from the building
• smoke alarms
• burglar alarms
• claim-free history

Different Names of Renter's Insurance:

• HO4 policy
• Apartment Insurance

Work Cited:

__https://www.statefarm.com/insurance/home-and-property/renters/__

__http://www.progressive.com/homeowners/renters-insurance-quote/__


__http://www.geico.com/getaquote/renters/__

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